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How much is a consult? Are payment plans worked out through your office? Are there...

Q:

How much is a consult? Are payment plans worked out through your office? Are there combos for different services, such as breast augmentation and liposuction?

A:

I'm not sure if your question is directed to a specific doctor or in general.

In general, each one of us has his/her own policy as far as the the fees for the consult.  Call your favorite plastic surgeon and ask.

The same is true for multiple procedure policies.

A:

The answer to this question will vary from office to office. Some physicians charge for a consultation, others don't.  We do.  Payment plans and credit/loans are often done by outside companies and banks.  They require an application process and of course an approval process. Again, some offices may utilize these services while others may not.

A:

In my practice, the consultation fee is $100 which can be applied to the price of surgery.

I am strongly against plastic surgery financing programs, and I have never offered them in my practice.  The terms are interest-free for as long as a year, but that reverts to an interest rate comparable to a high interest rate credit card (such as an APR of 20% or more) if a patient misses or is late on a single payment.

If you are considering one of these financing arrangements in order to schedule a plastic surgery procedure, do your due diligence before signing on the dotted line.  Be sure you are informed of all consequences of missing a payment or making a late payment.  Make an assessment of your ability to meet the terms of the contract.  Give great consideration to the way in which the concept of financing is presented to you by a plastic surgery practice – is it an option that you can explore further on your own, or is the practice trying to "pull you in" by making the financial part "easy" for you?

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